Job Description:

Zonal Credit Manager(South) with a leading HousingFinanceComp

Hyderabad

Permanent

Bullet points Strategic role to work with the Mortgage business

Leadership role with a market leading NBFC

About Our Client Our client is one of the well-established NBFCs backed by a reputed conglomerate The NBFC has mortgage product offerings across loans, Mortgages, Loans Against Property, Loans Against Shares, Micro-finance and Agri-loans They are looking for a Zonal Credit Manager with strong team handling experience for their operations based in Hyderabad

Job Description The candidate has to be CA/MBA with 8 years work experience with the following skill sets-

Support and co-partner with business teams to achieve Business targets
Underwriting of SENP files and preparation of credit proposal notes for loan amounts higher than INR 2 Cr, their presentation to ZCM & National Head - Credit & sign-offs on the same
Authorization of deviations raised and documented by underwriters in compliance with credit policy
Final review of credit memos, prepared by underwriters, and approval/ decline sign-offs on every file after checking for documentation requests, FOIR, INSR data, applicable interest rate and loan tenure
Approval of all disbursement requests on the basis of achieved adherence to requirements on LTV, agreement value, full documentation attainment at the branch level
Ensure timely completion of personal discussion documents through customer visits in high value cases
Overseeing and initiating follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/ report submission and eliminate any undue/ non-process related delays
Co-ordinate with the recoveries team and generate business insights
Manage end to end credit approval for the designated region
Lead a team of credit approvers & SMEs to ensure portfolio quality and delinquencies
Engage in development, implementation, review and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improving upon processing efficiency of the HUB

The Successful Applicant Looking for a strong , qualified CA with 8 plus years work experience in the mortgage industry/ NBFC/ MFI/Indian bank on the lending side of business The candidate needs to have strong underwriting experience in the said industries and has been handling team for past 4 plus years

Whats on Offer Great opportunity to work with one of the largest organisation in the mortgage industry which is in a growing phase

The opportunity offers an excellent work environment and path for the overall career progress

Quote job ref 4029274

Profile Summary:

Employment Type : Full Time
Eligibility : Any Graduate
Industry : Recruitment/Placement Agencies, Consulting Services
Functional Area : Banks/Insurance/Financial Services
Role : Banking -General
Salary : As per Industry Standards
Deadline : 16th Feb 2020

Key Skills:

Company Profile:

Company
Michael Pagearfix

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