• VP - National Credit Manager - Loan Against Property/Mortgages - NBFC Jobs in Mumbai,India - 25283782

  • Exponent Consulting

Job Description:

NBFC is licensed by Reserve Bank of India as a systemically important Lending NBFC (Non Banking Finance Company) They are a professionally managed company focused on providing structured term financing solutions to corporates and loans to Micro, Small and Medium Enterprise (MSME) borrowers in India

Position National Credit Manager

Level - VP

Location - Mumbai

Product- LAP

Key Responsibility Areas

1 Plan Credit Underwriting vision & outlook

2 Create credit and underwriting policies & processes, infrastructure, development and deployment of underwriting models

3 Conduct portfolio study of the outstanding advances portfolio, Lead credit tightening initiatives to keep delinquencies under control while maintaining a balanced view of business profitability across various products and geographies

4 Develop and maintain credit risk strategy and policy by continuous analysis of business and collection trends, risk assessment & mitigation thereof

5 Reviews credit policies with business goals while being up-to date on competition policies & practices

6 Prepare Risk & Credit Decks on monthly basis

7 Represent the company to the outside world, including lending partners, board of directors & other strategic alliances

8 Aim to optimize Credit Risk management to facilitate the business- expansion plans

9 Develop strong internal and external relationships

10 Responsible for ensuring sound understanding of credit policy across all relevant levels

11 Product management managing the product function, product design, portfolios & performance on branch and central level

12 Product knowledge at market level & market segmentation, is necessary

Relevant Experience 12+ years (5 in leadership)

Profile Summary:

Employment Type : Full Time
Salary : Not Mentioned
Deadline : 01st Jun 2020

Key Skills:

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