• VP, Credit Portfolio Officer Jobs in United States Of America

  • Citibank India
  • United States Of America, Usa
  • Save Job
  • 8 - 11 Years
  • Posted : above 1 month

Job Description:

VP, Credit Portfolio Officer - 19036230

Description

VP, Credit Portfolio Officer

About Citi

Citi, the leading global bank, has approximately 200 million customer accounts and does business in more than 160 countries and jurisdictions Citi provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients

Citis Mission and Value Proposition explains what we do and Citi Leadership Standards explain how we do it Our mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress We strive to earn and maintain our clients and the publics trust by constantly adhering to the highest ethical standards and making a positive impact on the communities we serve Our Leadership Standards is a common set of skills and expected behaviors that illustrate how our employees should work every day to be successful and strengthens our ability to execute against our strategic priorities

Diversity is a key business imperative and a source of strength at Citi We serve clients from every walk of life, every background and every origin Our goal is to have our workforce reflect this same diversity at all levels Citi has made it a priority to foster a culture where the best people want to work, where individuals are promoted based on merit, where we value and demand respect for others and where opportunities to develop are widely available to all

This position within independent Global Consumer Risk is for a analyst with an advanced degree in a quantitative discipline The position is responsible for development and implementation of Credit Policy & Credit Strategy for Consumer Products that appropriately balances risk and reward within the Risk Appetite targets

The Credit Policy & Strategies are for driving one or more of the following (a) New customer acquisition, (b) Existing customer management, and/or (c) Customer collections & recovery management The development of strategies is fundamental to driving growth in the consumer portfolios and require that policies & strategies make sense from a customer perspective, are within Risk Appetite targets, and maximizes marketing spend

Experience and/or training required in the development and use of credit scoring models and other risk analytics in consumer lending Experience in international markets is a plus Responsibilities will include developing analytics based risk strategies and segmentation to efficiently & effectively utilize credit scoring models, and providing analytic support to consumer and commercial businesses in the US and in International markets (especially Citi Banamex)

Description / Responsibilities

Use sophisticated anayltical techniques to develop customer rist strategies & segmentation schemes, profiles, and other analytically based tools for driving one or more of the following (a) New custome Acquisition, (b) Existing Customer Management, and/or (c) Customer collections & recovery management

Communicate policy changes and test recommendations, program approvals, MIS and performance trends with key stakeholders, senior management and external regulators

Coordinate and collaborate with Policy Execution teams to ensure flawless execution of policy

Understand the impacts of policy changes to operations and closely work with partners to mitigate impact Design modules for advanced score development and analytical tools

Participate in the implementation of sophisticated financial models in live operating environments within the organization

Train line and operating personnel in experimental design principles, data management, financial tracking practices, and model usage and problem detection

Assist internal businesses in the ongoing management and validation of their scores and score-based strategies

Equal Opportunity Employer M/F/D/V

All new hires are subject to work eligibility verification via the DHS E-Verification system

Qualifications

Qualifications

Bachelors degree in a quantitative field (Statistics, Physics, Applied Mathematics, Econometrics, Engineering with 8 years relevant experience

OR Advanced Degree (Masters) with 5-7 years of work experience

5 years of experience in an analytical capacity required

Extensive coursework / experience in quantitative analysis & statistical modeling in consumer credit risk will be a plus

Understanding of consumer credit risk management preferred

Understanding of Consumer Credit Profit & Loss Drivers preferred

Excellent written and verbal communication skills, and be able to prepare presentations for executive level audience and familiarity with Power Point, Excel, Visual Basic

Experience in international markets will be a plus

Detailed-oriented, high level of intellectual curiosity and strong sense of ownership

Demonstrated ability to multi-task effectively and work against tight deadlines

Good business acumen and the ability to connect analytics with business decisions

Experience with UNIX environment

Working knowledge and ability to communicate in Spanish will be a plus

Experience with Statistical Tools SAS, SQL, Model Builder, Xeno, Knowledge Studio

Experience in international markets will be a plus

EEO Statement Citi is an equal opportunity and affirmative action employer Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity Pay Transparency Citi wont discriminate against anyone for discussing pay, but those with access to pay data in their work cant disclose it unless responding to complaints/investigations or legal requirements

Profile Summary:

Employment Type : Full Time
Eligibility : Any Graduate
Industry : Banking
Functional Area : Banks/Insurance/Financial Services
Role : Risk/Credit/Economic Analyst
Salary : As per Industry Standards
Deadline : 07th Jan 2020

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