• Vice President National Credit Jobs in Mumbai,India

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  • 15 - 18 Years
  • Posted : above 1 month

Job Description:

Vice President National Credit
(Mortgages - LAP)

We have been retained by our client, a well-established, professionally managed NBFC (Non-Banking Finance Company), with international affiliations to identify a Vice President -National Credit (Mortgages - LAP) to be based in Mumbai


To control credit policies that will improve revenues and reduce financial risks
To manage the credit department and make decisions concerning credit limits, acceptable levels of risk and terms of payment to the customers


Appraising proposals, conducting risk analysis & scrutinizing relevant documents before sanctioning / disbursing loans, ensuring compliance with organizational credit policies
Setting up system and process environment
Analyze the customer segments & derive a suitable strategy
Oversee the entire lending process, including the initial application and review, underwriting and the disbursal or denial of the request
Implement credit policies and processes to uniformly across state to ensure minimum error rates while minimising the various risks & hence the eventual losses
Continuous tracking of loan portfolio, look for any negative trends
To co-ordinate with sales team for resolution of credit risk concerns
Make recommendations and decisions with strong factual support and a balanced view
Contribute to the development of risk strategies for sustainable business growth and healthy portfolios
Generating MIS reports to update management about business performance and discussion on Effective Measures as and when needed
Analysis of Bank Statements and other relevant documents for income assessment
Meet customers and do business and income earning capacity as per the Credit Manual & Guidance Notes


Strong analytical and mathematical skills
Ability to understand and analyze the financial standing of the customer while preparing the credit requirements
Sound Decision making on loan proposals based on available information, Customer documentations and financials, various credit checks, market feedback and Interaction with customer
Thorough understanding of credit function
Strong writing, Excel and presentation skills
Highly reliable, flexible and self-reliant personality with good intercultural skills
Team Player
Excellent reporting skills


Candidates should be Chartered Accountants or MBAs with more than 15 years of relevant experience in a bank/NBFC

Interested candidates meeting with the above requirement should send their resumes to csplcsplsearchcom in word format only

Profile Summary:

Employment Type : Full Time
Eligibility : Any Graduate
Industry : Banking
Functional Area : Banks/Insurance/Financial Services
Role : Banking -General
Salary : As per Industry Standards
Deadline : 18th Mar 2020

Key Skills:

Company Profile:


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