• Specialist, Credit Risk Management Jobs in Chennai,India - 23834306

  • DBS Bank Ltd

Job Description:

Specialist, Credit Risk Management - ( 1800052K )

Business Function

Risk Management Group works closely with our business partners to manage the banks risk exposure by balancing its objective to maximise returns against an acceptable risk profile We partner with origination teams to provide financing, investments and hedging opportunities to our customers To manage risk effectively and run a successful business, we invest significantly in our people and infrastructure

Job Purpose

To provide credit support to the Credit Approvers in implementing the policy and strategy agreed for SME segment
To assist the Credit Approvers in establishing credit controls and procedures and also help the Business Lines grow, such that the business runs seamlessly, within target NPL
To actively evaluate lending proposals for SME customers including financial position assessment, industry position and position of the corporate, and hold promoter meetings
Approve judiciously as and when DOA is granted

Key Accountabilities

To use credit analysis techniques, which highlight all significant risks in relation to a lending proposition, for evaluation and recommendation of the proposals in the areas of SME
To have a sound knowledge of the Indian market in terms of risks associated with industries, companies and products
To apply knowledge of RBI Regulations/ MAS Guidelines that govern credit dispensation, including the Loan Grading, Provisioning and Asset Classification regulations
To have a working knowledge of the general Legal framework in which the bank operates in and apply the same

Job Duties and Responsibilities

Review of memos originating to highlight info gaps, key risk issues not adequately addressed
Portfolio monitoring / tracking & escalation of adverse new events in company / industry
Keeping track of delinquency levels in TN portfolio and ensuring that requisite follow up is being done with front end /borrower, wherever needed to ensure that overdues are regularised in a time bound manner
Ensure meticulous compliance with Banks internal credit policy as well as regulatory guidelines for the Enterprise Banking segment
Ensure compliance with the benchmark Turnaround Time

Experience

8 to 12 years of experience in Banking

Profile Summary:

Employment Type : Full Time
Eligibility : Any Graduate
Industry :
  • Risk/Credit/Economic
  • Functional Area : Banks/Insurance/Financial Services
    Role :
  • Salary : As per Industry Standards
    Deadline : 15th Apr 2020

    Key Skills:

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