• Specialist , Credit Analysis , IBG Jobs in Delhi,India - 23846232

  • DBS Bank Ltd
  • Save Job
  • 4 - 5 Years
  • Posted : above 1 month

Job Description:

Specialist, Credit Analysis, IBG - ( WD04462 )

Business Function

Corporate and Investment Banking provides corporate customers with a full range of commercial banking products and services, including cash management services, current accounts, time deposits, trade finance, working capital finance, term loans and foreign exchange Through our continued commitment, DBS has cultivated long-standing relationships with its customers in the region that are based on account relationship management, service differentiation, product development and rigorous credit standards

Job Purpose

To support Relationship Management teams in the following activities,
Preparation and submission of Credit Memos to CCG
Completion of documentation formalities in coordination with the client & CCU
Assisting RM in completing client onboarding/KYC reviews, Legal & Valuation reports
Follow up for regularization of overdues
Client servicing in coordination with internal units
Highlighting any early warning signs of the portfolio to the RMs
Manage the existing portfolio of all clients for the designated relationship teams as well as explore opportunities for cross sell of other banking products and help the team in detecting early warning signals in their portfolios

Key Accountibilites

To prepare accurate credit proposals in a consistent, concise and lucid manner

To maintain close working relationship with Business Unit to ensure that IBG deliverables are met

Need-based meeting with customers to understand business and attendant risks

Cross sell of other products such as trade, cash, foreign exchange etc

To monitor portfolio for irregularities/ excesses/ breaches/ delays

Ensure all regulatory reporting & compliances are enforced Work with the legal team to ensure recoveries & minimize bad debts & NPA s Also ensure assistance to external & internal audits

Ensure customer retention & increase in wallet share by constantly monitoring customer satisfaction levels through detailed MIS & tracking of operations & complaints

Control the quality of the portfolio, using available triggers and adherence to Risk management guidelines and policies

Monitor levels of complaints and quality of handling

Communicate s all key messages to customers including agreed service standards, negotiated pricing, relationship team contact points (including introductions to new personnel) and new product changes Monitor and ensure adherence to risk service standards

Required Experience

Overall 4-5 years of experience in CAM writing

A few years of sales experience in cash management/trade finance would be added advantage

Knowledge of competitors and market

Market knowledge and experience in the IBG 1/2 segment, with reference to customer preferences and requirement would be preferable

Primary Location India

Job Risk Management

Schedule Regular

Employee Status

Full-

Profile Summary:

Employment Type : Full Time
Eligibility : Any Graduate
Industry : Financial Services/Stockbroking
Functional Area : Banks/Insurance/Financial Services
Role : Banking -General
Salary : As per Industry Standards
Deadline : 18th Apr 2020

Key Skills:

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