• Regional Business Head - Micro Finance - Bank Jobs in Lucknow,India

  • PMS Consulting
  • Save Job
  • 8 - 12 Years
  • Posted : above 1 month

Job Description:

- Building Portfolio (to achieve Disbursement and POS budget) as per business mandate and Budget assigned

- Ensure strict process adherence in both asset and liability business

- Ensure both Business Budget and Business quality Ensuring the productivity & quality norms being met in all Branches

- To ensure business profitability Cost reduction and building profitability

- Ensuring Audit, Compliance & Regulatory requirements

- Relationship Managers Budget follow up- To achieve budgeted business targets of the Cluster region assigned by the management on month on month basis across all parameters

- To start business in new locations for generating Business from untapped areas

- Retention of existing customers from competition by delivering exceptional service

- Supervision on Regular maintenance and follow up of accounts; oversee EMI collection and delinquency follow up wherever required, achieving the high level of customer satisfaction in the area of operations through reduced transaction costs, faster processing

- Team management - Monitoring the performance of the reporting RMs and Field officers; Ensuring staff Productivity of both RM and Field officers

- Fraud Investigation- Business environment check & Monitoring on process and reduction in deviations

- Collections follow up Maintenance of excellent portfolio quality, NPA Control, Renewal/Retention in Portfolio Addressing critical issues related to delinquency and legal cases

- Branch Visits Check on the strict adherence of process & credit policies

- Implementation of Financial inclusion Initiatives as per Banks direction

- Dealing with Regulators (RBI, NABARD, DCC & other Govt agencies) and other Institutions

- Managing Financial Literacy cum Credit Counseling camps (to achieve regulatory directions)

- Supporting retail branch banking on Govt liability business

- Focus on PMJDY and similar other projects whenever implemented by the Bank

Profile Summary:

Employment Type : Full Time
Salary : Not Mentioned
Deadline : 10th Mar 2020

Key Skills:

Company Profile:

Not Mentioned

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