Job Description:

Our prestigious client which is a well known Leading Private Sector Bank has an opening for Product Risk Analyst (Tableau) in their organization Following are the details

Job Purpose
Tableau Development, Monitoring Probability of Default (PD), Model testing / Analytical Dashboards, PAR Management, NPA and Stress Accounts Reporting

Job Responsibilities

Tableau Development Creating Analytical Dashboards that can be used by supervisors in the line Credit Team
Interacting with RCHs and ACMs for improvement in these Tableau Platforms
Ensuring accurate and timely update of Tableau Dashboards

Monitoring Probability of Default (PD)

Monitoring of Expected Probability of Default (PD) v/s Observed weighted average PD and reporting the key findings to PRM, APRM, and regional teams
Monitor and review exceptional trends in through the door for key demographic / parameters (such as income, age, vehicle segment)
Benchmarking of top location/state level PDs and monitoring for incremental disbursement (All the disbursal of the location/Hub/State)
Monitoring of early trigger at portfolio level basis P27 bands Non-starters, EMR, High ticket delinquent cases, life tables
Compilation and extraction of data for various analysis and put them in a structured way for meaning full interpretation
Publishing a monthly newsletter and following with Line on various reports/data/deliverables and then follow up for improvisation

Model testing / Dashboards

Comprehensive testing of Models and fixing of errors before new rollouts in the system
Ensuring the maximum deviations are automatically triggered in front end system and ensuring the improvement of data quality through Online PAR audits
Preparation and validation of database to be uploaded for Pre-approved & Pre-qualified campaigns
Monitor the performance of the P27 / scorecard through changes in approval ratios, increase/decrease in Probability of Default (PD) rates
Publish interactive reports and dashboards report scheduling using Tableau server to review through the door trend for Probability of Default and loss rate

PAR Management

Publishing of PAR reports on a monthly basis and bring down and maintain the PAR error rates below benchmarks
Ensure adherence to defined policy and processes through routine PAR audits Regular review of PAR format and scope to cover the latest changes in policy and process change
Cross-functional interaction to initiate process changes to plug the process gaps based on PAR findings Traveling to Key locations for PAR workshop & system implementation
Monitoring Key metrics like TAT, Reworks, Rejects, Approvals, Rejections, Deviations, Dropouts and drive corrective action in locations which reflect abnormal variance from benchmarks

NPA and Stress Accounts Reporting

Identification & reporting of SMA accounts Sensitizing business/location team on clearance of overdue amount so as to avoid them from getting reported Freezing of limits where accounts have been reported as SMA by other Banks/NBFCs

Educational Qualifications
CAIIB (Optional)

Key Skills

Analytical and problem-solving skills
Proficient in MS Excel
Banking Product & Process Knowledge
Knowledge of Retail Assets
Planning and Organizing Skills

Experience Required
Minimum experience in years 3 yrs
Exposure to banking preferable

Profile Summary:

Employment Type : Full Time
Eligibility : Any Graduate
Industry : Banking
Functional Area : Banks/Insurance/Financial Services
Role : Banking -General
Salary : As per Industry Standards
Deadline : 18th Mar 2020

Key Skills:

Company Profile:


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