• Product Manager Home loan Jobs in Mumbai City - 25021519

  • hCapital
  • Mumbai City
  • Save Job
  • 10 - 15 Years
  • Posted : 30 days ago

Job Description:

  • rafting the product programs, covering customer segment, competition, credit policy, pricing policy, Product profitability, launch plans covering sales & service models Getting the requisite internal approvals, for same for launch

  • Formulating the application forms, disbursement pack, ongoing customer communication needs (EMI reminders, re-pricing, PTQ, PDD etc) & complaint management

  • Working with teams to get the technology platforms to deliver to superior customer experience as well as automate across LeS, LoS & LMS

  • Ongoing pricing management for new and existing loans, including insurance at on-boarding & fee income on portfolio

  • Devising top-up policies, Analysing portfolio profitability (part prepayment & prepayment trends and implement effective strategies to optimise portfolio size/prepayment penalties)

  • Portfolio preparation for securitisation/assignment, preparation of information memorandum, negotiation with credit rating agencies, participation in discussions/negotiations with investors

  • Origination Identification of sourcing strategies and channels, DSA enrolment, DSA pay out and incentive plan design, sales force incentive plans, event planning and execution, assessment of effectiveness of channels, managing gross and net cost of acquisition

  • Branch/city profitability analysis with a view to meet the granular annual corporate plans P&L

  • Ensuring adherence to regulatory requirements and associated changes from time to time

  • Vendor relationships custodian for origination, tie-up with cross sell partners including insurance companies, negotiate remuneration agreements, monitor and manage remuneration pay-outs

  • LAP, Affordable Housing, unsecured SME loans are the products are envisaged to be covered


Profile Summary:

Employment Type : Full Time
Industry : Recruitment Services
Salary : Not Disclosed
Deadline : 09th May 2020

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