• Officer - Support Services Jobs in Chennai,India - 23796857

  • Standard Chartered Bank Ltd
  • Save Job
  • 2 - 5 Years
  • Posted : above 1 month

Job Description:

About Standard Chartered

We are a leading international bank focused on helping people and companies prosper across Asia, Africa and the Middle East

To us, good performance is about much more than turning a profit Its about showing how you embody our valued behaviours - do the right thing, better together and never settle - as well as our brand promise, Here for good

Were committed to promoting equality in the workplace and creating an inclusive and flexible culture - one where everyone can realise their full potential and make a positive contribution to our organisation This in turn helps us to provide better support to our broad client base

The Role Responsibilities

Processes

Identifying the verification requirement for the application & Initiating/conducting as required per Credit Initiation procedures

Receiving/ tagging the verification report of the respective application

Checking the validity of the information and documents used for credit decisioning

Follow the correspondent banking DOI to process loan applications in line with the process, policy and product standards( 3 Ps)

Risk Management

Analysis and review the loan applications of the respective country to ensure the due deligency of the application and credit worthiness of the applicant on the repayment of the loan or cards

All the 3 ps of the respective country and regulatory condition are adhered while desicioning the application , to manage risks

Governance

In the event of serious regulatory breaches,policy breaches or where credit appetitate have been breached, ensure senior management are informed and that actions are taken quickly to remediate and/or activities are ceased

Regulatory & Business conduct

Display exemplary conduct and live by the Groups Values and Code of Conduct

Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct

Support the Credit Initiation Procedures provide a standard framework to countries for developing and deploying credit initiation processes with an objective of optimizing efficiency without impacting credit quality

Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters

Key Stakeholders

Retail Risk Operation- Credit representatives in group and country

Other Responsibilities

Live Here for good and Groups brand and values in SuppServ Credit Initiation

Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures

Continually improve working efficiency and control credit risk

Our Ideal Candidate

6 months to 2 years of relevant work experience or knowledge of the lending related activites/ documentation

2 to 4 years of relevant work experience in the following areas, by performing credit assessment for the approval of retail lending

Applications in compliance with all related credit policies & product programs within the stipulated turnaround time

Evaluate applicants creditworthiness through analysis of his / her

Internal/external credit records, available information and other relevant

Factors

Perform credit monitoring and annual/renewal review on approved credit

Facilities

Respond to stakeholders regarding all credit applications related inquiries

Understand and execute all relevant regulatory requirements, Group and

Country credit policies and procedure

Comply with anti fraud procedures and be alert at all times, make immediate

Report for any unusual or suspicious customer activity to FRM unit

Apply now to join the Bank for those with big career ambitions

Profile Summary:

Employment Type : Full Time
Eligibility : Any Graduate
Industry : Banking
Functional Area : Banks/Insurance/Financial Services
Role : Risk/Credit/Economic Analyst
Salary : As per Industry Standards
Deadline : 11th Apr 2020

Key Skills:

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