Job Description:

Knowledge and skills
- 5 years of experience in some or all facets of consumer finance businesses (Unsecured loans, Two Wheeler loans, Retail financing, Personal Loans etc
- Strong People Management skills
- Strong analytics and technology orientation
- Relevant demonstrated leadership experience in managing a hi-performance team with a sound understanding of key business drivers
Desired Qualification
Graduate, with a Masters in Marketing Preferable
MBA/ PGDM or equivalent Qualification preferred
Desired Experience
Preferred experience of 5 years in banking, retail loans, team handling, etc
JOB SUMMARY
- He will be responsible for managing the retail loan vertical in specific cluster He will be responsible for Personal loans, Open market - Individual loans, cross sale of retail credit products to branch banking customers
- Expand and grow business opportunities using multiple channels like direct sales team, Branches and alternate bank channels in his respective cluster
- Meet disbursement targets, maintain spread, manage expenses and meet the resultant profit targets
- Ensure impeccable portfolio quality
- Maintain productivity & efficiency standards
- Leading, directing and developing talent to build domain and functional expertise
PRIMARY RESPONSIBILITIES
Business
- Responsible for retail loans to branch banking customers in his cluster
- Monitor the budgets for the retail loans are met with no backlogs
- Manage portfolio quality across the various cities where Retail Loans have been marketed
- Identify and expand the portfolio to branches based on comprehensive market research
- Ensure that Loan Officers - Retail Loans are managing the collection of each clusters on a day to day basis and ensure that the follow-up for over dues Immediately first through Loan Officers, Collection Officers and then personally
Customer
- Ensuring that all channels are utilized to best efficiency so as to make the customer journey s

Profile Summary:

Employment Type : Full Time
Eligibility : Any Graduate in Any Specialization
Industry : Strategy / Management Consulting Firms
Functional Area : Financial Services, Banking, Investments, Insurance,
Role : Regional Manager
Salary : Not Disclosed
Deadline : 15th Apr 2020

Key Skills:

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