• Manager, Credit Initiation Jobs in Malaysia - 23833771

  • Standard Chartered Bank Ltd
  • Malaysia

Job Description:

About Standard Chartered

We are a leading international bank focused on helping people and companies prosper across Asia, Africa and the Middle East

To us, good performance is about much more than turning a profit Its about showing how you embody our valued behaviours - do the right thing, better together and never settle - as well as our brand promise, Here for good

Were committed to promoting equality in the workplace and creating an inclusive and flexible culture - one where everyone can realise their full potential and make a positive contribution to our organisation This in turn helps us to provide better support to our broad client base

The Role Responsibilities

Evaluate and approve new applications/increase in limits/annual reviews/facility conversions and other common requests submitted through various channels ie Branches, dedicated and direct sales channels
Working with product/marketing/sales/IS/Credit Operations on new programs/products/systems to ensure smooth implementation
Ensure that the departments Service Quality and Key Control Standards are complied with
To be keenly aware of current economic environment, market trends and relevant intelligence to assist risk management by providing feedback in the formalizing of internal guidelines
To rigorously maintain the quality of underwriting and undertake fraud detection and reporting
Support viable system implementation to minimize credit risk and fraud applications
Ensure compliance with the Groups standards and regulatory requirements pertaining to Money Laundering and KYC
Participate in and/or support the Banks effort in combating money- laundering activities
Exercise due care and diligence on matters related to Money Laundering and KYC in the day to day operations including account reviews, reporting suspicions, implementing new requirements, updating and revising operating procedures, acquire relevant knowledge and training, provide support to superior and subordinates
Staff Loan Data Confidentiality Ensure information on staff loans are kept confidential Pay records of employees must not be disclosed to any other person and should be kept confidential at all times during and after your employment in the Bank

Other Duties

Ad hoc reporting and other duties assigned by Head, Credit Initiation from time to time
Co-supervision and training of new/existing staff on new products and guidelines under the purview of credit evaluation
Actively engage the teams in regular discussions to drive operational efficiency and knowledge sharing
Maintain an open channel of communication with other stakeholders particularly sales channels, product/ process, policy/risk and operations teams to address any issues

Our Ideal Candidate

Bachelors degree in Banking/Business administration or equivalent
Possess 5-8 years of working experience in credit underwriting and credit assessment with good knowledge in credit policy
Preferable candidate with SME/Business Banking or residential mortgage knowledge

Apply now to join the Bank for those with big career ambitions

Profile Summary:

Employment Type : Full Time
Eligibility : Any Graduate
Industry :
  • Risk/Credit/Economic
  • Functional Area : Banks/Insurance/Financial Services
    Role :
  • Salary : As per Industry Standards
    Deadline : 15th Apr 2020

    Key Skills:

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