• L&T Financial Services - Regional Credit Manager Jobs in Mumbai,India

  • L&T Finance
  • Save Job
  • 8 - 10 Years
  • Posted : above 1 month

Job Description:

Regional Credit Manager

1 JOB PURPOSE

- Implement and Act in accordance with the Organizations Policies and Process and Credit Delegation

- In addition, adhere to Regulatory and Audit Compliance

- Review and Monitor Branch Underwriter in Loan Appraisals, TAT, Risk Appetite and Support to Business

- Need to keep updated with latest SOP Changes and process requirements

- Assist towards Process - Key Improvement Activities

- Conduct Review of Files to validate Process requirements and Policy adherence - Completeness and Accuracy

- Proactively inform Team of Upcoming Red Flags and Triggers

- To identify Portfolio Risk in Underlying Business Practices and Fraud Exposures

- Training the Credit Managers on Processes and policies

- Work Closely with Regional Sales, Product Group and Credit Managers and Operations to constantly refine credit underwriting processes in Region / State

- Maintain data on Credit waivers and Deviations and track the same

- Provide input on competitive guidelines from time to time to ensure that there is a competitive benchmarking

2 PRINCIPAL ACCOUNTABILITIES

- Responsible For credit approval for credit region in adherence to Policies and Process of the Organization within the agreed TATEnsure implementation of Best Credit Practices

3 DIMENSIONS

- Financial Skills required for Underwriting

- Behavioural Pattern of Customer Profiles Market Risk and pattern of credit off takes

- Geo Limits, Type of Profiles, Fraud Triggers

- Location Specific - Business practices and market knowledge

- Vendor Management

- Leadership skills

- Product and documentation knowledge

Other Dimensions

Educational Qualifications

Minimum - Post Graduate

Preferably - CA / MBA - Finance

Functional Skills

- Knowledge & understanding of Corporate laws, drafting abilities & organizing skills

- Relevant and total years of Experience

Overall 8 to 10 years

Relevant 6 to 8 years

Profile Summary:

Employment Type : Full Time
Salary : Not Mentioned
Deadline : 07th Jan 2020

Key Skills:

Company Profile:

Not Mentioned

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