• Job Title: Credit Manager Jobs in Surat,India

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  • 1 - 3 Years
  • Posted : above 1 month

Job Description:

Job Id 717 Job Title Credit Manager Industry Banking, Financial Servcies & Insurance Functional Area Accounting / Finance / Tax / Audit / Company Secretary Salary 6 Lac - 8 Lac About the Client This Bank Ltd is a one stop shop for all banking needs The bank offers personal finance solutions of every kind from savings accounts to credit cards, distribution of mutual funds to life insurance productsBank offers transaction banking, operates lending verticals, manages IPOs and provides working capital loans It has one of the largest and most respected Wealth Management teams in India, providing the widest range of solutions to high net worth individuals, entrepreneurs, business families and employed professionals Job Description The Loan against Property (LAP) Business vertical is the part of Secured Assets division of the Consumer Bank This vertical specializes in acquiring retail customers for funding against Residential, Commercial & Industrial Properties We also provide loans for purchase of Commercial Properties and funding with Lease Rental Discounting The target customer segment is small & medium traders, manufacturers & service provides and self-employed professionals We have recently started funding Salaried customers also The vertical has Pan India presence with coverage in most of the major towns of the country The Sales team comprises Relationship Managers (RMs) who are responsible for acquiring LAP customers from various channels ie Direct Marketing Agents, Direct Sales Teams, Branch Banking & Other Group Businesses etc As part of Credit team for LAP, the primary job of the credit manager is to understand the business dynamics, products on offer, various segments to whom we lend, ensuring discipline in adherence to processes involved in credit buying Underwriting & making proposals of business loans and other products as per location requirement(LAP-TL, OD, Commercial purchase) manage the credit processing agents activities ensure systematic verification processes and coordinate with verification agencies be up to date on industries we lend and business environment in general, take appropriate credit decision, monitor the portfolio sourced, understand and interpret the portfolio quality interact with sourcing agents co-ordinate with internal and external auditors Desired Candidate Profile Location Surat Grade offered M3 (Manager)/ M4 (Senior Manager) CTC Offered upto 85 lacs fixed Annual Bonus Qualification CA/ MBA with relevant exp of 1-3 yr max as Credit Manager handling HF/ LAP Credit with Banks

Profile Summary:

Employment Type : Full Time
Eligibility : Any Graduate
Industry : Recruitment/Placement Agencies, Consulting Services
Functional Area : Banks/Insurance/Financial Services
Role : Banking -General
Salary : As per Industry Standards
Deadline : 11th Mar 2020

Key Skills:

Company Profile:


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