• Job Title: Branch Risk Manager - Nagpur Jobs in Nagpur,India - 23718054

  • HCAPITAL
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  • 2 - 5 Years
  • Posted : above 1 month

Job Description:

Job Id 608 Job Title Branch Risk Manager - Nagpur Industry Banking, Financial Servcies & Insurance Functional Area Accounting / Finance / Tax / Audit / Company Secretary Salary 7 Lac - 10 Lac About the Client The company is Indias Leading Non Banking Finance Company (NBFC) operating in Wholesale & SME Lending As part of the business activities,the company is predominantly focused into Asset Financing and Lending business The Wholesale Lending Business segment provides specialized and holistic solutions to Indian corporates helping them build and grow their businesses with initial funding, mezzanine financing, acquisition financing etc They focus on products in the structured credit space backed by adequate collaterals and cash flows to build a secured and quality wholesale lending portfolio Job Description Position reporting into Zonal Credit Manager Team handlingYes Purpose of Job Deliver High Credit assessment of Secured Business & MSME Loans for the branch maintaining high standard processing efficiency & Data Quality Responsibility (in details) 1 Credit Risk Management Prepare and review credit applications made and provide assessment Conduct financial statement and business analysis for loan eligibility Preparation of applications in conjunction with the ZCM for loan sanctions where loan amount is higher than CM / ZCM sanction authority Manage Productivity, file processing cost within the budgeted levels Ensure processing of files within agreed Timelines 2 Business Risk Partnership Work in partnership with Sales teams on new and existing credit applications, providing guidance on credit appetite and other pertinent information prior to applications being made Proactively contribute to embedding agreed change management initiatives within sales teams in support of process improvement and policy development Support and contribute to specific projects as determined Act as a constant source of feedback to product and policy teams to aid in innovating the current product offering and launching new products 3 Wider Risk Management Support the ZCM in identifying training and development needs of Vendors and initiation support staff in relation to policy & process Participate actively in general good credit governance initiatives and uphold highest standards of risk management Proactively contribute to embedding change management initiatives in support of process improvement and policy development regarding clients 4 People Management & Performance Management Identification, hiring , training and retention of the desired Credit staff at area & branch levels Implement the performance management system and culture as per the objective of the organization Implementing the monitoring mechanism and MIS to ensure that each parameter of KPI is constantly measured, reported, analyzed and improved 5 Governance & Compliance Implement processes as per policy Educate and train the team members on the policy requirement Ensure and check that policies and standards are being implemented at the ground level Ensure that the recommended process of appointment, management and review of Vendors is being followed Implementing the Fraud Control systems Ensure that branch / area is always Audit Complaint with internal and external policies and regulations 6 Customer Service Create a customer centric culture Implement, measure, monitor and control parameters that improve customer experience Desired Candidate Profile Knowledge & Skills Required Should be able to manage sales & collection function of the branch Should have Exposure of Property backed & Asset based lending products Should have knowledge about local industrial trend /Machineries Basic knowledge of Legal aspect of the recovery unit Should have corporate sales exposure Work Experience of more than 2-5 years Qualification Preferably Chartered Accountant / MBA Finance, if adequate relevant experience is present

Profile Summary:

Employment Type : Full Time
Eligibility : Any Graduate
Industry : Recruitment/Placement Agencies, Consulting Services
Functional Area : Banks/Insurance/Financial Services
Role : Risk/Credit/Economic Analyst
Salary : As per Industry Standards
Deadline : 29th Mar 2020

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