• Credit Specialist Jobs in Chennai,India

  • NTT Data Vertex Software Inc.

Job Description:

At NTT DATA Services, we know that with the right people on board, anything is possible The quality, integrity, and commitment of our employees are key factors in our companys growth, market presence and our ability to help our clients stay a step ahead of the competition By hiring the best people and helping them grow both professionally and personally, we ensure a bright future for NTT DATA Services and for the people who work here

NTT DATA Services currently seeks a Credit Specialist to join our team in Chennai, Tamil Ndu (IN-TN), India (IN)

Credit Specialist Principal Responsibilities (Actual job role/Key deliverables) are to

Review the customers full TGE (Total Group Exposures) to ensure its accurate
Review existing customer file and source systems to establish what key information is required to complete the annual review and support completion of a customer information request email
Review and analyse customer financial information, including audited accounts, projections and forecasts, and be able to demonstrate their understanding of key metrics, historic comparisons and impacts/risk analysis on borrowings and comment accurately and briefly on same
Comprehensively interrogate and analyse financial accounts to identify cash movements and produce a financial report that incorporates a summary analysis of the Profit & Loss Account, repayment capacity and the Balance Sheet
Test Covenants to identify breaches
Highlight material risk profile movements to support the Relationship Managers overall risk analysis of the connection
Adhere to all appropriate and agreed standardised processes and procedures
Review, keep up to date with, and fully abide by BBLS operational and administrative procedures, together with Bank Credit Policy
Update and maintain the MI tracker which supports oversight and monitoring of the workflow

Preferred Skills (Preferred/Desired skill set) expected from the applicant

Ability to
o Analyse financial accounts and demonstrate a good understanding and application of accounting principles
o Prepare Credit review commentary based on financial analysis(USGAAP & IFRS)
Credit Analyst work experience in lending, credit underwriting, analysis of financial account, etc,
Excellent report writing skills
Be able to articulate detail clearly and concisely, and, bring messages and arguments to life for target audiences
Strong problem solving and decision making skills
Ability to work on own initiative
Self-motivated individual with an ability to work to tight deadlines
Willingness to learn and embrace change in a fast moving environment

Qualification and other Preferences (If any)

Graduate (Any/preferred Commerce background) with minimum of 3-5 years of work experience in an international BPO Banking process
Candidates with CA / CA-inter / ICWA / ICWA-Inter preferred
3 years of experience in the financial services industry that required an understanding of lending and accounting concepts
Excellent communication skills with the ability to positively influence and work collaboratively with key stakeholders
Flexible team player who will promote and implement continuous improvement initiatives across the team
Flexible to work in Shift timings (UK shift timings)

This position is only available to those interested in direct staff employment opportunities with NTT DATA, Inc or its subsidiaries Please note, 1099 or corp-2-corp contractors or the equivalent will NOT be considered We offer a full comprehensive benefits package that starts from your first day of employment

About NTT DATA Services

NTT DATA Services partners with clients to navigate and simplify the modern complexities of business and technology, delivering the insights, solutions and outcomes that matter most We deliver tangible business results by combining deep industry expertise with applied innovations in digital, cloud and automation across a comprehensive portfolio of consulting, applications, infrastructure and business process services

NTT DATA Services, headquartered in Plano, Texas, is a division of NTT DATA Corporation, a top 10 global business and IT services provider with 118,000 professionals in more than 50 countries, and NTT Group, a partner to 88 percent of the Fortune 100 Visit nttdataservicescom to learn more

NTT DATA, Inc (the Company) is an equal opportunity employer and makes employment decisions on the basis of merit and business needs The Company will consider all qualified applicants for employment without regard to race, color, religious creed, citizenship, national origin, ancestry, age, sex, sexual orientation, gender identity, genetic information, physical or mental disability, veteran or marital status, or any other class protected by law To comply with applicable laws ensuring equal employment opportunities to qualified individuals with a disability, the Company will make reasonable accommodations for the known physical or mental limitations of an otherwise qualified individual with a disability who is an applicant or an employee unless undue hardship to the Company would result

Job Segment Consulting, Technology

Profile Summary:

Employment Type : Full Time
Eligibility : Any Graduate
Industry : Software Services, Internet/Dot com/ISP
Functional Area : Accounting/Tax/Company Secretary/Audit
Role : Audit & Risk
Salary : As per Industry Standards
Deadline : 20th Feb 2020

Key Skills:

Company Profile:

NTT Data Vertex Software Incarfix

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