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  • 3 - 8 Years
  • Posted : above 1 month

Job Description:

Credit Rating Manager With A Leading Bank

3 - 8 Years

Mumbai, Mumbai Suburbs, Chennai

Job Description

Job description
Job description for Corporate Rating Approver Internal Ratings Team

Undertake and approve Internal ratings for the wholesale segment of the bank under the IRB approach of BASEL II norms

- Understanding business profile and analysing financial statements & other financial data like
bank statements to understand the past and future business and financial risk profile of the
Banks borrowers/client on the retail segment of the bank from across all industries
- This assessment helps to ascertain their credit worthiness and arrive at their Internal Ratings
to be assigned to the borrower Basis the ratings assigned, the banks decide the interest
rate to be charged and whether the loan needs to be given to the borrower and under what
terms
- Ensure Surveillance of the ratings assigned by evaluating and monitor the performance of
the companies in his/her portfolio and prepare a short note on the same to decide on the
renewal ratings of the borrower
- Undertaking review of ratings assigned to ensure all the latest available information is
factored in the ratings and maintain surveillance for the rated clients
- Monitoring portfolio performance for stress indicators and recommend suitable rating
actions and highlight key risk factors to the credit team
- Analysis of Industry/ sector and read through industry reports, webinars and seminars
pertaining to the industry to keep ourselves abreast of the latest updates and trends in those
various industries assigned to him/her
- Industry presentations evaluating sector performance and rating movement at a portfolio
level

Required Qualification and Experience
Experience in ratings, credit underwriting or policy related job role for Mid and
Large Corporate segments in any Rating agency, Bank, NBFCs, Research & brokerage houses
or KPOs
CA, CFA or MBA from a Tier 1 institutes
Excellent analytical skills
Strong Interpersonal / Communication skills
Experience in handling large volumes and good in excel skills
Good understanding of Banking products

Salary Not Disclosed by Recruiter

IndustryBanking / Financial Services / Broking

Functional AreaFinancial Services, Banking, Investments, Insurance

Role CategoryCorporate Banking

RoleCredit Analyst-Corporate Banking

Employment TypePermanent Job, Full Time

Keyskills

Financial Statements Financial Statement Analysis Credit Rating Rating Approver Internal Ratings Credit Monitoring Credit Appraisals Financial & Risk Analysis Credit Risk Assessment Credit Analysis

Desired Candidate Profile

Company Profile

RiverForest Connections Private Limited

A Leading Private Sector Bank

Profile Summary:

Employment Type : Full Time
Eligibility : Any Graduate
Industry : Banking
Functional Area : Banks/Insurance/Financial Services
Role : Risk/Credit/Economic Analyst
Salary : As per Industry Standards
Deadline : 19th Feb 2020

Key Skills:

Company Profile:

Company
RIVERFOREST CONNECTIONS INC

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