• Credit Officer MSME Jobs in Kaithal,India - 24097871

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Job Description:

Credit Officer MSME - 29869

Description

JOB DESCRIPTION

Basic Information

Position Title

DO/Credit Officer

Grade/Level

MT/A-1/A-2

Vertical

MSME

Location

Business

Department

Credit

Organizational Relationships

Position Reporting to

Branch Credit Manager

Direct Reports if any

NA

Job Purpose

A credit executives primary role is to underwrite the deals sourced by the sales team and ensure that a healthy and profitable portfolio is maintained at the branch / hub that is taken care of by the CE

Qualification

10 2, graduate or post graduate

Relevant Experience

0-2 years preferable relevant expirence of primary credit underwriting including customer interaction for proposed lending

Functional Compentencies

Basic Knowledge of Mortgage Business Basic knowledge of Credit bureau check, property valuation,legal reprots & documentation Should have good computer skills specifically data entry knowledge in microsoft Excel and MIS management

Should have knowledge of banking and financial parameters of a prospective MSME borrower and document management

Behavioural Compentencies

Simplicity and Humility,Hard work and Detailed orientation,Integrity,Dynamic Growth,Customer Focus

Job Responsiblities

Financial Responsibilities

Managing file processing with ownership of a prospective MSME borrower from login to disbursal within companys designed policy and procedures

To Ensure that file is complete as per checklist and compliant to all sanction conditions

To Ensure that there are no holds in the file while booking

Have to act as a seamless backend support for MSME disbursal

Have effective Cordination with MSME vendors

Do a proper Follow up with MSME customers post disbursal activity

To keep highest current portfolio percentage

Maintaining MSME MIS of the customers

To Ensure that all prescribed desktop checks are conducted while underwriting the proposal

Non Financial Responsibilities

Proper effective regular follow up with customer in pre and post disbursals for a prospective MSME customer

Organise and Perform the Job responsibility within prescribed TAT

Coordiantion skills with various internal and external vendors and departments

Coordiantion with Vendors Management of MIS incorporating critical process steps/positions regarding credit underwriting cycle

Compliance & Risk Responsiblities

PDD Management and Audit Query resolution

Maintaining confidentiality of information obtained from clients

Maintaing confidentiality of companys information - not to be shared with anybody out of office in any form (Verbal , written , mail or any other form)

Safeguard of company assets provided for serving job responsibilities , like Identity Card , SIM, Marketing material , Computer Systems, Company provided Mobile and printer

Job Credit Officer MSME

Primary Location Delhi_Region_HR-DL-3-Kaithal_Ambala Road

Organization Asset Credit

Schedule Full-time

Profile Summary:

Employment Type : Full Time
Eligibility : Any Graduate
Industry : Banking
Functional Area : Banks/Insurance/Financial Services
Role : Banking -General
Salary : As per Industry Standards
Deadline : 22nd Apr 2020

Key Skills:

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