• Credit Manager - Underwriting - BFSI Jobs in Mumbai,India

  • Folkswire

Job Description:

Broad Responsibilities and Duties

- Developing, training and leading a team of 10-15 credit underwriters

- Standardizing the credit process and making credit model/algorithm for quicker loan disbursements

- Maintain portfolio of customers, monitor repayment progress and lead collections initiatives for delinquent accounts

- Working closely with the top management for making broad credit policies and reviewing portfolio growth

- Interaction with the in-house team to provide solutions to clients in a coordinated and timely manner

- Continuously innovate the credit underwriting process to make the process seamless for the customer

- Dealing with any queries relating to your client list and escalating where needed

- Analyze credit data to determine the degree of risk involved in the lending portfolio and figure out new ways to mitigate these risks

- Work with the engineering and product team to build automated credit appraisal models and reports using machine learning algorithms

- Monthly reporting to high-level internal management, sales & account management teams on outstanding issues and inform them of potential client problems

Skills

- Minimum 2 years experience in consumer loan underwriting;

- Strong judgment to deal with ambiguity;

- Confidence to deal with difficult clients;

- Experience in presenting to senior audience;

- Having a systematic approach to work and an eye for detail;

- Self-driven and proactive in executing projects

Profile Summary:

Employment Type : Full Time
Salary : Not Mentioned
Deadline : 21st Mar 2020

Key Skills:

Company Profile:

Not Mentioned

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