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  • 3 - 5 Years
  • Posted : above 1 month

Job Description:

We have been retained by our client, a well-established, professionally managed, foreign bank to identify a Credit Analyst - Corporate Banking The position will be based at Mumbai

Job Purpose

- Enhance and improve the Risk policies using statistical techniques to optimize business growth and profits by minimizing the losses

- To underwrite credit request for new customers and review current credit limits for existing customers

Key Responsibilities

- Analyse credit data and financial statements to determine the degree of risk involved in extending credit or lending money

- Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval

- Appraisal of the proposals from a lending perspective involving detailed analysis & projections of Income Statement, Balance Sheet, Financial Ratios, Cash Flows along with evaluation of Management Risk, Industry Risk and Economic conditions

- Assisting with tracking of financial reporting requirements, covenant monitoring, maintaining credit files, spreading financial statements, preparing annual and quarterly reviews along with various credit approvals and screening memos

- Financial modelling skills for appraisal of the viability of a project as well as financial restructuring

- Updates on RBI reports and other relevant laws related to credit

- Reporting of various MIS

- To keep self and the team informed on the relevant regulatory, legal and compliance guidelines

- Work in partnership with Relationship teams on new and existing relationships

- Providing guidance on credit appetite and other pertinent information to relationship managers

- Proactively contribute to embedding agreed change management initiatives within Relationship teams in support of process improvement and policy development

Desired Skills/Competencies

- Thorough understanding of credit function

- Strong writing, Excel and presentation skills

- Highly reliable, flexible and self-reliant personality with good intercultural skills

- Team Player

- Excellent analytical and reporting skills

- Eye for details

Candidate Profile

- Candidates should be Chartered Accountants or MBAs from premier business schools with approximately 3 - 5 years of relevant experience in a bank

Profile Summary:

Employment Type : Full Time
Salary : Not Mentioned
Deadline : 02nd May 2020

Key Skills:

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