• Credit Advisor Jobs in Romania - 25320498

  • Dell India
  • Romania
  • Save Job
  • 5 - 8 Years
  • Posted : above 1 month

Job Description:

Do you have strong experience in finance or financial services that shows impressive business acumen In Finance, we are looking for a Credit Advisor to join our team in Bucharest and play a key role in the evolution of Dell globally

Key Responsibilities

As a Credit Advisor you will be in charge with providing analysis and interpretation of commercial customers financial status for proper evaluation of risk and the establishment of credit limits There will be interaction with sales and the operations team in the upfront review of commercial accounts as well as ongoing risk management

Ultimately, you are responsible for preparing recommendations and making credit approval decisions on both new accounts as well as subsequent reviews which include credit increases and expiration date extensions In particular, you will be required to

Determine the creditworthiness of commercial accounts by performing an analysis of Financial Statements, Debt Rating Agency reports, Credit Bureau reports, Recent business news that is relevant for the review of the customer, the economy as well as industry that the customer operates in
Upon completion of the review, the credit analyst is required to assign a credit rating which quantifies the risk of default and to assign a credit line to be used by that customer
The decision will be documented by an analyst write-up which will include the request, structure, recommendation and back-up information supporting the decision
Actively monitor the analysts customer set such that all ongoing risks are assessed and appropriate actions taken in a timely manner
Ensure compliance with all appropriate policies, procedures & internal controls when carrying out duties, including the approval of credit lines
Operations and Pricing to ensure appropriate business decisions and perform ad hoc projects or risk related tasks on an as-needed basis

Essential Requirements

5 years of experience in business underwriting in banking or financial services organizations
Experienced in both automated and manual underwriting, with a focus on manual
A background in finance or accounting
Bachelors or Masters degree in finance or accounting
Advanced English skills

Desirable Requirements

Masters degree preferred

Benefits

Our people are the most critical component of our long-term success and their health and wellbeing are our priority You will enjoy a comprehensive, locally competitive benefits package

Dell is committed to the principle of equal employment opportunity for all employees and to providing employees with a work environment free of discrimination and harassment All employment decisions at Dell are based on business needs, job requirements and individual qualifications, without regard to race, colour, religion or belief, national, social or ethnic origin, sex (including pregnancy), age, physical, mental or sensory disability, HIV status, sexual orientation, gender identity and/or expression, marital, civil union or domestic partnership status, past or present military service, family medical history or genetic information, family or parental status, or any other status protected by the laws or regulations in the locations where we operate Dell will not tolerate discrimination or harassment based on any of these characteristics Learn more about Diversity and Inclusion at Dell

Job Family Finance Job ID R046765

Profile Summary:

Employment Type : Full Time
Eligibility : Any Graduate
Industry : IT-Hardware/Networking
Functional Area : Accounting/Tax/Company Secretary/Audit
Role : Cost Accounting/ ICWA
Salary : As per Industry Standards
Deadline : 03rd Jun 2020

Key Skills:

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