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Job Description:

Business Analyst/Assistant Manager - Global Consumer Installment Lending Locations Gurgaon, India

Categories Operations Categories Risk Management

Job Description

Function Description
The Consumer Installment Lending team within CFR is responsible for developing and implementing the loan product strategy end to end The team works very closely with senior leaders, marketing, decision science and technology teams to develop, implement, monitor and manage the strategies

The CFR team helps drive profitable business growth by reducing the risk of fraud and maintaining our customers confidence in the security of our products It utilizes an array of tools and ever-evolving technology to detect and combat fraud, minimize the disruption of good spending and provide a world-class customer experience The team leads efforts that leverage data and digital advancements to improve service and risk management as well as enable commerce and drive innovation CFR is responsible for developing and monitoring statistical models for predicting individual and commercial behaviors such as credit risk, fraud risk, spending and revolve These models are used for key business decisions made across the customer life cycle to manage risk and accelerate profitable business growth Underpinning our growth as a company are the tools and capabilities that ensure we prudently take and manage risk in a viable way

Purpose of the Role
A role with Consumer Installment Loan team within CFR at American Express offers the unique opportunity to work on developing profitable Installment Lending Product Strategies for US The team works very closely with Senior Leaders in US Risk & Marketing teams, Decision Science and Technology teams to implement, monitor and manage the strategies & processes

1 Develop and enhance installment lend eligibility criteria and loan amount calculation
2 Devise customer management strategy, portfolio monitoring and leveraging external data sources for product development
3 Elevate customer experience by providing seamless underwriting and on-boarding experience
4 Work Very Closely With Multiple Business Partners across the globe
5 Perform root cause analyses of concerning trends and identify performance drivers
6 Ensure adherence to compliance
7 Provide Strong Thought Leadership while Working With Multiple Business Partners
8 Build a strong, motivated and talented team
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations

Critical Factors to Success
Ability to prioritize across multiple requests and continuously manage partner expectations
Ability to structure highly unstructured requests and convert the available information to into business implications and insights Qualifications Past Experience
1 Years of Relevant/Related Work Experience with Consistent Track Record Of Strong Performance

Academic Background
MBA, Masters Degree In Economics, Statistics Or Related Fields From Top Tier Institute

Functional Skills/Capabilities
Ability To Drive Results
Strong Analytical & Problem Solving Skills
Excellent Communication and Relationship Building Skills
Demonstrated Ability to Work Effectively Manage and Integrate With Cross-Functional Business Partners Worldwide
Technical Skills/Capabilities
Advanced level used for Excel and PowerPoint
Proficiency with Programming in SAS / SQL / HIVE

Knowledge of Platforms
Experience working on Cornerstone, DRE

Behavioral Skills/Capabilities
Enterprise Leadership Behaviors
Set The Agenda Define What Winning Looks Like, Put Enterprise Thinking First, Lead with an External Perspective
Bring Others With You Build the Best Team, Seek & Provide Coaching Feedback, Make Collaboration Essential
Do It The Right Way Communicate Frequently, Candidly & Clearly, Make Decisions Quickly & Effectively, Live the Blue Box Values, Great Leadership Demands Courage

Profile Summary:

Employment Type : Full Time
Eligibility : Any Graduate
Industry : Banking
Functional Area : IT Software : Software Products & Services
Role : Software Engineer
Salary : As per Industry Standards
Deadline : 20th Jan 2020

Key Skills:

Company Profile:

American Express Banking Corporationarfix

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