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Job Description:

Associate - Wholesale Credit (Team Lead) Req # 190077487

Location Bangalore East, KA, IN

Job Category Credit

JP Morgan is a leading global financial services firm, established over 200 years ago

We are the leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management
We have assets of $25 trillion and operations worldwide
We operate in more than 100 markets
We have more than 243,000 employees globally

Our wholesale businesses include JP Morgans Asset Management, Commercial Banking and the Corporate & Investment Bank which provide products and services to corporations, governments, municipalities, non-profits, institutions, financial intermediaries and high-net worth individuals and families

Our corporate functions support the entire organization and include the following functions Accounting, Audit, Finance, Human Resources, Operations, and Technology

JP Morgan in India provides a comprehensive range of Corporate & Investment Banking, Commercial Banking, Asset & Wealth Management, and Corporate functions services and solutions to our clients, executing some of the most important financial transactions and providing essential strategic advice to our clients such as the government, large domestic and multi-national corporations, non-government organizations and financial institutions and investors India is a key market for JPMorgan Chase globally and our employees in India are a critical part of how we do business globally and are integrated within our businesses Our Corporate Centres are strategically positioned in Mumbai, Bangalore and Hyderabad to support the firms operations regionally and globally The centers provide comprehensive strategic support across technology and business operations processing to all lines of business and the corporate functions

Chase Consumer & Community Banking serves nearly 66 million consumers and 4 million small businesses with a broad range of financial services through our 137,000 employees Consumer & Community Banking Risk Management partners with each CCB sub-line of business to identify, assess, prioritize and remediate risk Our Risk Management professionals work directly with Consumer Banking, Business Banking, Auto/Student Loan, Card and Commerce Services, Chase Wealth Management and Mortgage Banking to minimize, monitor and control the probability of risk events and mitigate the impact of risk events that do occur

The Business Banking Risk team is focused on a range of risk types generated through the partnership with BB functional groups One area of focus is Credit Risk, where decisions are rendered on incoming credit requests from small business customers Credit requests are sourced through our Business Relationship Managers located in the markets they serve

Key Responsibilities

Manages a team of high performing underwriters and responsible for all administrative matters related to the team including employee assessment, feedback, coaching and performance improvement plan
Responsible for stakeholder management, performance metrics, constant process improvement, and driving the right behavior and attitude that is aligned to business objectives

Steps in to independently perform credit analysis and portfolio management activities during capacity constraints in the team

Ensures high quality output through random audit checks of major deliverables of the team and provides corrective measures

Responsible for timely team staffing, onboarding and training

Meets assigned timelines and ensure documentation requirements are met per the business and audit requirements

Usually works independently with limited direct supervision

Point of contact from India to support all business led projects/initiatives

JPMC How We do Business Principles

JPMorgan Chase & Co has earned a reputation as an institution that maintains high standards of transparency and accountability Building and protecting that reputation requires commitment from everyone to make our firm the best it can be

In addition to fulfilling the skills and qualifications required for this role, the ideal candidate should possess the following personality traits





Community Awareness

7-10 plus years experience as a credit underwriter or similar position requiring business knowledge and credit judgment
Preferably a post graduate or an advanced degree in business management, finance or accounting
Project and Change Management experience preferred
Ability to formulate and articulate objective views based on professional analysis
Thorough knowledge of credit philosophy, Risk Guidelines and policies, loan documentation, bankruptcy and related legal issues
Strong verbal, written, and interpersonal skills, as well as analytic and problem solving skills
Good organization skills and ability to work within time constraints in a highly regulated industry
Works effectively in a team environment, while assuming individual responsibility and helping develop the junior level analysts
Demonstrated ability to collaborate cross-functionally to achieve measurable results
Must maintain a high level of accuracy with attention to detail
Highly motivated team player
Have a solid understanding of computer systems and Microsoft applications

Profile Summary:

Employment Type : Full Time
Eligibility : Any Graduate
Industry : Financial Services/Stockbroking
Functional Area : Banks/Insurance/Financial Services
Role : Banking -General
Salary : As per Industry Standards
Deadline : 04th Mar 2020

Key Skills:

Company Profile:

JPMorgan Chase & Coarfix

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