• Associate Director Credit Analyst Jobs in United Kingdom - 23295874

  • Standard Chartered Bank Ltd
  • United Kingdom, Uk
  • Save Job
  • 0 - 3 Years
  • Posted : above 1 month

Job Description:

About Standard Chartered

We are a leading international bank focused on helping people and companies prosper across Asia, Africa and the Middle East

To us, good performance is about much more than turning a profit Its about showing how you embody our valued behaviours - do the right thing, better together and never settle - as well as our brand promise, Here for good

Were committed to promoting equality in the workplace and creating an inclusive and flexible culture - one where everyone can realise their full potential and make a positive contribution to our organisation This in turn helps us to provide better support to our broad client base

The Role Responsibilities

Credit Analysis

Timely drafting of credit analysis as directed by the relevant Team Leader Such analysis should be Insightful, Relevant and Succinct (see Job Purpose) and include the following, inter alia

Discussion of the dynamics and nature of the Clients industry, including key risk aspects

Assessment of the Clients competitive positioning within its industry

Discussion of management strength, experience and track record and corporate governance more broadly

Articulation of the Clients strategy and an assessment of its clarity and associated execution risks

Assessment of funding strategy, financial policy, treasury activity (hedging, cash management) and liquidity

Development of a current / forward year base forecast performance expectation

Assessment of balance sheet strength, alongside cashflow and profitability vulnerability, via ratio analysis and/or stress testing

Discussion of other pertinent risk aspects, including country risk, parental and/or governmental linkage/support, relative ranking of indebtednessEvaluation of risks associated with proposed transactions, where required

Preparation of other analysis as directed by the relevant Team Leader, such as Industry specific reviews, portfolio reviews, stress tests, assessments of new prospects etc

Completion of account spreading (where needed) and scorecard determination within Creditmate, alongside other factors necessary to propose a preliminary credit grading to Credit

In respect of clients where the role-holder is assigned as analyst, finalisation of relevant Group Mandate and/or Business Credit Application Part II and General Wrong Way Risk assessment, liaising with Client Coverage as necessary

Stakeholder Partnership

In respect of Clients where the role-holder is assigned as analyst

Proactive monitoring of key entity or industry wide events and/or developments, as well as of covenants and risk triggers where applicable

Partnering Relationship Managers in pursuing their client strategies through proactive idea generation, support in preparing materials for client discussion and through ensuring they are always fully briefed on key risk aspects

Partnering Risk through clear presentation of credit analysis and proposed credit grading, as well as through proactive and considered discussion of key risk aspects

Accompanying Relationship Managers on client visits, as part of general due diligence in respect of credit analysis

Acting as a broader point of expertise in respect of credit aspects with Product and others across SCB

Team Development

Support CA Team Leaders and others in the team on ad hoc projects and exercises aimed at improving or enhancing the teams activities

Continually strive to share key relevant knowledge and learnings with others across the team

Provide specific coaching to newer or less experienced members of the team

Key Stakeholders

GAMs, RAMs, FAMs

Risk

Product partners

CDD, where relevant

Legal, Audit and Compliance, where relevant

Operations teams, where relevant

Clients

Rating Agencies

Market Data Services providers

Our Ideal Candidate

We are looking for someone who has the following skills and experience

Highly preferred native/high fluency German speaker with strong track record in Corporate credit analysis

Relevant experience gained either in banking, treasury or accounting environment Candidates with experience in structuring and executing deals would be preferred

Strong analytical ability focused on the assessment and calibration of credit risk

Strong verbal and written communication skills (in English), with proven ability to work across cultures and within a dynamic environment

Able to hold credible dialogue at all levels of the organisation, as well as with clients

Well organized, able to multi-task and balance competing demands

Apply now to join the Bank for those with big career ambitions

Profile Summary:

Employment Type : Full Time
Eligibility : Any Graduate
Industry : Banking
Functional Area : Banks/Insurance/Financial Services
Role : Risk/Credit/Economic Analyst
Salary : As per Industry Standards
Deadline : 01st Feb 2020

Key Skills:

Why not try out our free online tutorials and gain an edge?

People who search this job also searched for the following Keywords

Sourced**

Salary trends based on over 1 crore profiles

View Salaries

All rights reserved © 2018 Wisdom IT Services India Pvt. Ltd DMCA.com Protection Status