Job Description:

Associate - CMS Risk Req # 190074208

Location Bangalore East, KA, IN

Job Category Credit

JP Morgan is a leading global financial services firm, established over 200 years ago

We are the leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management

We have assets of $25 trillion and operations worldwide

We operate in more than 100 markets

We have more than 243,000 employees globally

Chase is the leading provider of merchant services with over $1 trillion in annual processing volume We have been serving the worlds largest brands, new e-commerce start-ups, and thousands of small businesses for more than 25 years Offering secure payment solutions, improving cash-flow management, mitigating risk and accelerating funding - Chase Merchant Services consultative approach helps todays small and emerging businesses become tomorrows industry leaders On the Internet or at the point of sale, our unique combination of outstanding service, innovative solutions and financial strength offers sold benefits to companies both large and small

The purpose of this position is to conduct underwriting and portfolio management functions associated with the strategic client base of Chase Merchant Services


Complete annual reviews on merchant clients covering narrative summary on company background, processing history, ownership and management and financial analysis
Understand and assess viability of the merchants business model (primarily SME clients) in the long run and compliance to Firm / Payment Brand guidelines
Review and analyze the financial strength and soundness of the merchant to identify key risks to the continued credit worthiness of the business
Evaluate payment processing trend by merchant and identify additional information requirements needed to properly assess risks of the transaction
Escalate any potential risks to management and work with other teams in risk mitigation strategies
Meet assigned timelines and ensure documentation requirements are met per the business and audit requirements
Perform portfolio ad-hoc analysis as needed

JPMC How We do Business Principles

JPMorgan Chase & Co has earned a reputation as an institution that maintains high standards of transparency and accountability Building and protecting that reputation requires commitment from everyone to make our firm the best it can be

In addition to fulfilling the skills and qualifications required for this role, the ideal candidate should possess the following personality traits





Community Awareness


5-7 plus years experience as a credit underwriter or similar position requiring business knowledge and credit judgment

Post graduate or an advanced degree in business management, finance or accounting;

Ability to formulate and articulate objective views based on professional analysis

Thorough knowledge of credit philosophy, Risk Guidelines and policies, loan documentation, bankruptcy and related legal issues

Ability to formulate and articulate objective views based on professional analysis

Strong verbal, written, and interpersonal skills, as well as analytic and problem solving skills

Good organization skills and ability to work within time constraints in a highly regulated industry

Works effectively in a team environment, while assuming individual responsibility and helping develop the junior level analysts

Knowledge of Payment processing industry is an added advantage

Profile Summary:

Employment Type : Full Time
Eligibility : Any Graduate
Industry : Financial Services/Stockbroking
Functional Area : Accounting/Tax/Company Secretary/Audit
Role : Cost Accounting/ ICWA
Salary : As per Industry Standards
Deadline : 19th Feb 2020

Key Skills:

Company Profile:

JPMorgan Chase & Coarfix

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