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Job Description:

Assistant Manager - International Line Management Locations Gurgaon, India

Categories Operations Categories Risk Management

Job Description

Function Description
The Credit and Fraud Risk Capabilities (CRFC) team is a newly expanded and integrated organization that brings risk strategies to life by enabling customer focused capabilities Our team is transforming the company with the next generation of credit and fraud capabilities
Purpose of the Role
The role provides a unique opportunity to partner with CCOs, decision science and capabilities to develop next generation of Credit Limit, Pricing and cash Line strategies for a multi-billion dollar International lending card portfolio The incumbent will gain a thorough understanding of line, one of the levers which serve as the core of lending risk management

The incumbent will be responsible for managing the Initial line, Line increase, Cash management and Line Reallocation program for ICS markets to drive new insights, make recommendations based on rigorous quantitative analysis and play a key role in fine tuning lending strategies in order to strike a proper balance between taking informed risk and ensuring that the strategy is profitable in the long run The team works very closely with CCO teams, Decision Science and Technology teams to implement, monitor and manage the strategies & processes

Key responsibilities include
Monitor performance of key initiatives and provide regular updates to senior management
- Perform competitive analyses and benchmarking to improve our understanding of key competitor strategies
- Manage proactive and reactive eligibilities and explore expansion opportunities to contribute to fair share of lend
- Develop deep-dive portfolio diagnostics analysis to identify new yield management improvement opportunities and actively drive the new strategy to implementation
- Support lending growth initiatives across multiple dimensions spanning line and cash management
- Understand the impact of various card & lending regulations on pricing practices to ensure compliance excellence
- Conduct process deep dives and closely monitor key controls to minimize operational risks

Critical Factors to Success
Drive billing, revenue growth and profitability through innovative thinking and advanced analytical techniques
Provide best-in-class customer experience to out TOP customers
Put enterprise thinking first, connect the roles agenda to enterprise priorities and balance the needs of customers, partners, colleagues & shareholders
Demonstrate learning agility, make decisions quickly and with the highest level of integrity

Qualifications Past Experience
1 Years of Relevant/Related Work Experience with Consistent Track Record Of Strong Performance

Academic Background
MBA, Masters Degree In Economics, Statistics Or Related Fields From A Reputed Institute

Technical and Functional Skills/Capabilities
Proficiency with Programming in SAS/SQL, HIVE, R/python
Ability To Drive Results With Strong Thought Leadership
Strong Analytical & Problem Solving Skills
Excellent Communication and Relationship Building Skills
Demonstrated Ability to Work Effectively Manage and Integrate With Cross-Functional Business Partners Worldwide
Winning Attitude and Ability to Have Fun

Knowledge of Platforms
Big Data Cornerstone

Enterprise Leadership Behaviors
Set The Agenda Define What Winning Looks Like, Put Enterprise Thinking First, Lead with an External Perspective
Bring Others With You Build the Best Team, Seek & Provide Coaching Feedback, Make Collaboration Essential
Do It The Right Way Communicate Frequently, Candidly & Clearly, Make Decisions Quickly & Effectively, Live the Blue Box Values, Great Leadership Demands Courage

Profile Summary:

Employment Type : Full Time
Eligibility : Any Graduate
Industry : Banking
Functional Area : IT Software : Software Products & Services
Role : Software Engineer
Salary : As per Industry Standards
Deadline : 17th Mar 2020

Key Skills:

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