• Assistant Business Manager MSME Jobs in Jaipur,India

  • AU SMALL FINANCE BANK
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  • 3 - 4 Years
  • Posted : above 1 month

Job Description:

Assistant Business Manager MSME - 34966

Description

JOB DESCRIPTION

Basic Information

Position Title

RM/ABM/BM

Grade/Level

A-2/A-3/B-1/B-2

Vertical

MSME

Location

Business

MSME-Sales

Department

Sales

Organizational Relationships

Position Reporting to

Direct Reports if any

Job Purpose

The Business manager is accountable for the Business Development of the assigned area/Hub/Spoke as well as servicing existing clients/portfolio

Qualification

Minimum Graduate

Relevant Experience

over 3-4 year, minimum over 1 year in leadership role

Functional Competencies

Knowledge of regional Language , written and verbal knowledge of Hindi and English , comfortable with sales , marketing activities and collection capabilities , having basic knowledge of normal title documents of property, understanding of general laws , technical knowledge of building byelaws and cost of construction , market value of properties , EMI calculator , interest calculation with Fix and Floating ROI Knowledge of financial institutions working in our domain well versed with general market and knowledge about competitors in the local market

Computer Literate ,Bearing KYC , NOC from other institution ( if coming from another FI) , having Smart phone , CIBIL should be clear, minimum 2 professional reference to be checked

Knowing of Geographical area of working Basic Hygiene of appearance, leadership quality to motivate the team , taking leadership for new initiative, marketing activities , relationship with other departments and verticals , coordination , negotiation skills , presenting the team and himself in front of marketing activities , meeting in HOs , departmental meeting , knowledge sharing and product training to new employees and customers groups

Behavioural Competencies

Customer Focus, Hard Work

Inclination towards Action and Urgency, Dynamic Growth

Integrity, Nurture talent

Job Responsibilities

Financial Responsibilities

100 PERCENT achievement of the assigned targets

taking initiative with team for Marketing activities , leafleting , Canopy with team , Identifying new source of business prospect and areas

Coordinating with prospective customer and existing customers for sourcing new business , arranging meeting with existing customer at their places and arrange meeting with customer and office for other places - like customer meal , meeting , gathering

Serving customer queries and Build up customer relationship and develop brand value in the market

Attending all the customer queries and providing resolution of their issues accordingly

Portfolio Management in Co-ordination with Collection department, collective executive , collection visits , ECS and ACH collection

Physical verification of customers residence, business and any other asset crucial from credit point of view and verification of photographs taken by RO , verification of legal papers in originals , checking the title document chain , checking property verification with legal documents , checking the reference of business

Flowing PM / CH and senior instruction , coordinating with FI, Collection , Valuation , Legal team for getting the desired visits reports done Visiting the customers for first FI and meeting, taking the seniors to the customer place for visit and verification

Physical Verification of credit related documents like ITRS, Bank Statements, receipts, ledger etc and the property documents- of these documents

Preparing basic CAM , appraise , recommendation of cases to appropriate authority , mail approvals from authorities for credit , legal , technical, OPS , Store etc

Taking reference check of customer from local market and existing customers

Following a proper procedure ensuring the proper handling of Property Documents , physical movement of files and papers to central OPS

Portfolio Management and visit to delinquent cases time to time , Maintaining of WIRR and average Fees, with collaboration of collection team

collection and maintaining of data from open marketing activities for tele calling and self sourcing Following of the leads so generated from this data receiving from telemarketing team

checking of the documentation of the files , filling the agreements , formats and other formalities for the disbursement of the case

Clearing all queries coming from customer , credit , OPS , Legal , Valuation

Timely submission of daily MIS and sourcing data to reporting authority , preparation of sourcing MIS , disbursement MIS , following and completing the audit MIS and queries , OPS pendency and any other work as instructed by senior reporting bosses

Non Financial Responsibilities

Doing the clear and honest deal with intact integrity , should not be involve in any kind of direct /indirect interest in the transaction

Guide, take training session on Sales process, strategies and incentive scheme Ensure end person should be clearly aware, understand the scheme and working hard to achieve the same

Clearing all the queries of the customer and make sure to clear him final ROI , Fess , Charges , and all other terms of the case absolute terms

Maintaining good and decent behaviour while dealing the customer , visiting his property , shop , godown and specially while taking photos of the property and house and surrounding with permission of the customer

Conducting the customer reference checks with utmost sincerity and maturity - so the goodwill of the client should not be hampered or no defame should be there Be sure not to disclose any financial or personal information of the existing / new clients with any ( existing / prospective clients ) or to anybody whomsoever outside company

Nurturing the talent within the team , promote and encourage team members to perform , achieve targets , earn incentive , achieve contests

Compliance & Risk Responsibilities

Taking responsibility of confidentiality of information gathered from clients , not to share any information with competition

Taking the responsibility of company information - not to share the with anybody outside office in any form , Verbal , written , soft , mail any way -whatsoever

showing and presenting all information collected for any case in healthy and clear terms , not to present any information related to customer , property , credit check , reference etc about any customer while presenting the case of profile in visiting or appraising the case

safeguard of company assets provided for serving job responsibilities , like I Card , SIM, Marketing material , Computer Systems etc

Job Assistant Business Manager MSME

Primary Location Jaipur-N-JPRN-5-Jaipur_Electronic Market_Asset Center

Organization Asset Sales

Schedule Full-time

Job Posting 11/07/2019, 105506 AM

Recruiter Shubham Katta

Profile Summary:

Employment Type : Full Time
Eligibility : Any Graduate
Industry : Banking
Functional Area : Accounting/Tax/Company Secretary/Audit
Role : Cost Accounting/ ICWA
Salary : As per Industry Standards
Deadline : 01st Mar 2020

Key Skills:

Company Profile:

Company
AU SMALL FINANCE BANKarfix

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