• American Express - Business Analyst - Global Consumer Installment Lending Jobs in Gurgaon,India - 24759446

  • American Express
  • Save Job
  • 1 - 3 Years
  • Posted : above 1 month

Job Description:

About American Express

- American Express is a global services company that provides consumers and businesses with exceptional access to products, insights and experiences that enrich lives and build business success

- We make it easier, safer and more rewarding for consumers and businesses to purchase the things they need and for merchants to sell their goods and services through innovative payment, travel and expense management solutions

Working at American Express

- Experiences That Back You

- What you choose to do for a living is one of the most meaningful decisions you can make At American Express, our job is to help you excel at yours We provide experiences to become a great leader, a world of opportunities to grow your career, and an inclusive culture to help you thrive Because the best way to back our customers is to back our people

Reasons to Believe

- An iconic global brand, where you can grow as a leader

- Meaningful and rewarding work that is performed with integrity

- A culture of learning in collaboration with great colleagues and leaders

- A unique career journey shaped by your talent and curiosity

- Support and trust to thrive in your career and life

The Powerful Backing of American Express

Function Description

- The Consumer Installment Lending team within CFR is responsible for developing and implementing the loan product strategy end to end The team works very closely with senior leaders, marketing, decision science and technology teams to develop, implement, monitor and manage the strategies

- The CFR team helps drive profitable business growth by reducing the risk of fraud and maintaining our customers confidence in the security of our products It utilizes an array of tools and ever-evolving technology to detect and combat fraud, minimize the disruption of good spending and provide a world-class customer experience

- The team leads efforts that leverage data and digital advancements to improve service and risk management as well as enable commerce and drive innovation CFR is responsible for developing and monitoring statistical models for predicting individual and commercial behaviors such as credit risk, fraud risk, spending and revolve

- These models are used for key business decisions made across the customer life cycle to manage risk and accelerate profitable business growth Underpinning our growth as a company are the tools and capabilities that ensure we prudently take and manage risk in a viable way

Purpose of the Role

- A role with Consumer Installment Loan team within CFR at American Express offers the unique opportunity to work on developing profitable Installment Lending Product Strategies for US The team works very closely with Senior Leaders in US Risk & Marketing teams, Decision Science and Technology teams to implement, monitor and manage the strategies & processes

Responsibilities

1 Develop and enhance installment lend eligibility criteria and loan amount calculation

2 Devise customer management strategy, portfolio monitoring and leveraging external data sources for product development

3 Elevate customer experience by providing seamless underwriting and on-boarding experience

4 Work Very Closely With Multiple Business Partners across the globe

5 Perform root cause analyses of concerning trends and identify performance drivers

6 Ensure adherence to compliance

7 Provide Strong Thought Leadership while Working With Multiple Business Partners

8 Build a strong, motivated and talented team

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations

Critical Factors to Success

- Ability to prioritize across multiple requests and continuously manage partner expectations

- Ability to structure highly unstructured requests and convert the available information to into business implications and insights

Qualifications

Past Experience

- 1+ Years of Relevant/Related Work Experience with Consistent Track Record Of Strong Performance

Academic Background

- MBA, Masters Degree In Economics, Statistics Or Related Fields From Top Tier Institute

Functional Skills/Capabilities

- Ability To Drive Results

- Strong Analytical & Problem Solving Skills

- Excellent Communication and Relationship Building Skills

- Demonstrated Ability to Work Effectively Manage and Integrate With Cross-Functional Business Partners Worldwide

Technical Skills/Capabilities

- Advanced level used for Excel and PowerPoint

- Proficiency with Programming in SAS / SQL / HIVE

Knowledge of Platforms

- Experience working on Cornerstone, DRE

Behavioral Skills/Capabilities

- Enterprise Leadership Behaviors

- Set The Agenda Define What Winning Looks Like, Put Enterprise Thinking First, Lead with an External Perspective

- Bring Others With You Build the Best Team, Seek & Provide Coaching Feedback, Make Collaboration Essential

- Do It The Right Way Communicate Frequently, Candidly & Clearly, Make Decisions Quickly & Effectively, Live the Blue Box Values, Great Leadership Demands Courage

#NOLI

Profile Summary:

Employment Type : Full Time
Salary : Not Mentioned
Deadline : 02nd May 2020

Key Skills:

Why not try out our free online tutorials and gain an edge?

People who search this job also searched for the following Keywords

Sourced**

Salary trends based on over 1 crore profiles

View Salaries

All rights reserved © 2018 Wisdom IT Services India Pvt. Ltd DMCA.com Protection Status